Trust every
transaction.
Prepaylynk protects buyers and sellers by holding payments securely until goods or services are delivered. The safer alternative to Cash on Delivery.
- Funds held in escrow
- You release the funds
- Built on Mobile Money
Escrow · Order PPL-2471
Sunflower Fabrics → Aisha N.
Amount protected
UGX 240,000
Buyer deposited funds
Today · 2:14 PM
- Now
Held safely in escrow
Seller can see the payment is committed
Out for delivery
Awaiting buyer confirmation
Funds released to seller
Automatic, once delivery is confirmed
Neither side can be cheated. Funds release the moment delivery is confirmed.
Cash on Delivery works.
Until it doesn’t.
COD became the workaround for a missing piece: nobody trusts the other side enough to go first. So the risk just moves around — and someone always ends up holding it.
“I don’t want to pay before I’ve seen the product.”
So they pay on delivery — or not at all.
“I’ve already spent money getting it to them.”
Transport gone if the order is rejected.
“The customer stopped answering their calls.”
A failed trip nobody pays for.
The problem isn’t payments.
It’s trust.
The pieces are already here. What’s missing is the one thing that lets two strangers transact without fear. Trust isn’t a feature — it’s the infrastructure underneath all of it.
People are already discovering products on TikTok.
People are already paying with Mobile Money.
People are already buying and selling online, every day.
The missing layer
Trust between people who’ve never met.
Three steps. Zero blind trust.
No contracts to read, no chargebacks to chase. Just a simple sequence where the money only moves when it should.
- 01
Buyer deposits funds
The buyer pays into a secure Prepaylynk escrow. The money leaves their hands — but it isn’t the seller’s yet.
Funds secured - 02
Seller delivers
The seller can see the payment is already committed, so they ship the goods or start the work with confidence.
In progress - 03
Funds are released
Once delivery is confirmed, Prepaylynk releases the money to the seller automatically. Both sides walk away whole.
Settled
Built for how people actually trade.
The same simple guarantee, shaped to real transactions. Pick the one that sounds like you.
Both sides go first — without going it alone.
For buyers
See it before you pay out
Your money sits in escrow until you confirm the goods or service are exactly what you agreed on.
Protected from scams
If the deal falls through, your funds come back to you. No one disappears with your money.
Always know where you stand
Deposited, held, delivered, released — every step is visible, every time.
For sellers
Know the money is real before you ship
The payment is committed to escrow before you spend a single shilling on delivery.
Fewer failed deliveries
No more wasted trips for orders that get rejected at the door or go unanswered.
Faster, predictable settlements
Funds release automatically on confirmation. No chasing, no excuses, no waiting.
The timing isn’t an accident.
A few things are happening at once — and one of them is brand new. Each makes the missing piece, trust, more valuable than it has ever been.
AI ads make it impossible to tell what’s real.
Anyone can now spin up a polished storefront, glowing reviews and too-good product photos in seconds. When buyers can’t tell a real seller from a generated one, the only thing that protects them is holding the money until the goods actually show up. Safety stops being a nice-to-have — it becomes the whole reason to buy.
Shops moved into the feed
People discover and buy inside TikTok, Instagram and WhatsApp now. Discovery caught up — checkout and trust didn’t.
Mobile Money is already universal
Sending money is instant and everywhere. The rails exist; what’s missing is a way to send it without taking on all the risk.
Online fraud is rising with it
As more trade moves online, so do the scams. Buyers and sellers are both getting burned — and both want protection.
Trade is crossing borders
More commerce now moves between countries in the region. Distance makes trust harder, which is exactly when escrow matters most.
Help us build the future of trusted commerce.
We’re onboarding our first sellers, freelancers and marketplaces. Join the waitlist and we’ll reach out as we open access — and we’ll listen closely to how you actually trade.
- Early access before public launch
- A direct line to shape the product
- No cost while we’re in early access
The things people ask first.
Still wondering about something? Reach us at prepaylynk@gmail.com.